Terms of use

Kristin Messerli LLC operates nextgenhomebuyer.com as NextGen Research, including a research-based money personality quiz and the reports published on this site.

The quiz and its results are for educational and informational purposes. They are not financial, investment, tax, or legal advice, and they are not a substitute for advice from a licensed professional who knows your situation.

You must be 18 or older to take the quiz or buy a report.

The quiz, the underlying framework, the type descriptions, the reports, and the site content belong to Kristin Messerli LLC. You may cite our published research with attribution. You may not resell, republish, or build a competing assessment from it without written permission.

Paid reports are not yet available. When they are, the price, what you receive, delivery, and the refund policy will be stated at checkout and added here.

The site and the quiz are provided as is, without warranties of any kind. We do not promise that results will be accurate for any individual or that the site will be uninterrupted or error free.

To the fullest extent the law allows, Kristin Messerli LLC is not liable for indirect, incidental, or consequential damages arising from your use of the site, and our total liability is limited to what you paid us, if anything.

These terms are governed by the laws of California.

Questions about these terms: kristin@kristinmesserli.com.